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Disclaimer: While all attempts have been made to verify the information contained in these sales presentation and marketing tools, neither the Prospecting & Marketing Institute, Inc., Bank On Yourself, the Hayward-Yellen 100 Ltd Partnership, nor Strategic Education Technologies (SET), nor their officers and marketing agents assume any responsibility for errors, inaccuracies or omissions. These tools were developed by experts in the field of marketing and no legal, accounting, product, or other professional advice is given. If advice concerning legal, tax or related matters is needed, the services of a qualified professional should be sought. Also, some suggestions made in these materials concerning marketing, product sales, etc. may have inadvertently introduced practices deemed unlawful in certain states and municipalities. You should be aware of the various laws governing business transactions or other business practices in your particular geographic location. The Prospecting & Marketing Institute, Inc., Bank On Yourself, the Hayward-Yellen 100 Ltd Partnership, and SET, their officers and marketing agents expressly disclaim any liability for the use of information contained herein.